Summary

Identity in Africa has always been fragmented, unreliable, and hard to access. Tulu Identity changes that. Powered by Hedera Hashgraph’s identity solution and adapted for Africa, Tulu Identity gives every user a secure, reusable, self-sovereign digital identity that works across the entire TuluPay ecosystem, from wallets to lending to compliance. With the launch of Tulu Identity, millions who were once excluded can finally access financial products, prove their ide

With the launch of Tulu Identity, millions who were once excluded can finally access financial products, prove their identity, and participate in the digital economy with privacy and trust intact.

Overview

Tulu Identity is a self-sovereign digital identity system (SSI) built on Hedera Hashgraph and designed specifically for Africa’s evolving digital economy..

• For individuals, it means you verify once and reuse your identity everywhere, no more repeated KYC hurdles.
• For businesses & fintechs, it means a trusted, regulator-compliant onboarding tool that reduces fraud and lowers costs
• For governments & NGOs, it means transparent, secure infrastructure for aid distribution and service delivery.

As Tulu Identity enters activation, Africa gains a modern identity layer designed for scale, privacy, and interoperability.

Vision & Purpose

In much of Africa, access to finance is locked behind broken identity systems: missing documentation, unreliable registries, or barriers for refugees and rural residents. Tulu Identity was created to solve this

• Inclusivity first → Give the undocumented access to digital finance.
• Privacy by design → Zero-knowledge verification without exposing sensitive data.
• Reusable and portable → One identity, everywhere in the TuluPay ecosystem.

With the introduction of Tulu Identity, Africa finally gets an identity solution that is trusted, borderless, and built for the realities of the continent.

Key Features

• Self-Sovereign Identity (SSI) → Full user control, no reliance on centralized authorities.
• zk-KYC Integration → Compliance with zero-knowledge proofs, verify without revealing everything.
• Cross-Platform Compatibility → Works across wallets, lending, remittances, and compliance tools.
• Reusable Credentials → Verify once, reuse everywhere across apps and services.
• Regulator-Friendly → Auditable, transparent, and compliant without sacrificing privacy

Who Benefits

• Individuals

Everyday people, including workers, students, and city residents benefit from secure, reusable digital credentials that simplify access to finance, education, and employment opportunities.

• Underserved & Vulnerable Groups

Refugees, rural communities, and the unbanked gain a trusted digital identity that allows them to participate in the economy, receive aid, and access essential services

• Businesses & Fintechs

Companies, startups, and financial service providers can verify customers quickly and securely, streamline onboarding, and meet AML/KYC compliance with reduced friction.

• Institutions

Universities, healthcare providers, and professional bodies can issue, verify, and manage credentials, protecting against fraud and ensuring authenticity.

• Governments & Regulators

Public authorities can validate that institutions, businesses, and fintechs abide by national regulations, while gaining visibility into compliance without compromising user privacy.

• NGOs & Humanitarian Agencies

Aid providers can efficiently verify beneficiaries, ensuring digital or financial assistance reaches the right individuals without reliance on fragile paper-based systems.

Strategic Importance

Tulu Identity is not just a feature; it’s the trust layer of the TuluPay ecosystem

• It lowers onboarding costs for businesses.
• It gives individuals privacy and dignity in proving who they are.
• It gives regulators the transparency they need without surveillance.

As Tulu Identity takes center stage, it becomes the gateway to Africa’s financial inclusion, a foundational layer where digital trust meets digital opportunity.