Our Journey
Inception 2020 - 2021
Founded with a mission to bridge Africa’s financial divide through blockchain-powered interoperability
Focused on fintech inclusion for the underbanked and unbanked.
Established initial partnerships, including Blockgration (Canada) as the technology partner.
Ideation
Conceptualized the Tulupay Ecosystem, integrating Web2 and Web3 platforms.
Identified key pain points: fragmented financial systems, high cross-border costs, and lack of interoperability.
Technology Development (2022 - till date)
Developed core platforms:
Tulu Switch: An interoperability hub connecting banks, mobile money, and blockchain networks for instant settlements.
Tulu Gateway: Pan-Africa Merchants Marketplace supporting multi-currency payment global cards, crypto, and mobile money.
Tulu Compliance: Modular KYC/AML tools for businesses, fintechs, institutions, and regulators.
Tulu Identity: Blockchain-based digital ID for seamless KYC and access to services.
Tulu Purse: A P2P & remittance app with near-zero fees for cross-border transfers.
Tulu Wallet: A multi-asset wallet supporting, CBDCs, crypto, and loyalty points.
Tulu Asset: A tokenization platform for real-world assets (land, invoices, commodities).
Tulu Exchange: A hybrid DEX/CEX for trading crypto, stocks, and tokenized assets.
Joined the Hedera Hashgraph Accelerator Program for enterprise-grade DLT.
Completed asset tokenization tech with Blockchain Propulsion.
Partnerships
Strategic alliance with Hashgraph group for IDTRUST
Strategic alliances with Government Agencies and banks.
Collaborated with Kenyan SEC for digital exchange licenses.
Engaged with central banks through Emtech on CBDC simulations.
Regulations & Compliance
Obtained MSB License (Canada).
Entered Nigerian SEC’s sandbox and engaged with the Central Bank of Nigeria (CBN).
Expanded regulatory footprint in Kenya, Rwanda, and Estonia (EU tech passporting).
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