Summary

Tulu Coin (TLC) isn’t just another token; it’s the heartbeat of the TuluPay ecosystem. From payments to staking, from governance to settlement, TLC is the utility that powers it all.

With the launch of TLC, every user, whether an individual, business, or government, will unlock faster, cheaper, and smarter ways to move money across Africa and beyond.

Overview

At the centre of TuluPay is Tulu Coin (TLC), the multi-functional token designed to fuel transactions, connect fragmented payment rails, and give power back to the community.

For users, it means cheaper remittances, instant conversions, and the ability to save or earn through staking.
For developers, it means a gas token that powers apps and APIs across TuluPay’s infrastructure.
For businesses, it means seamless acceptance and settlement in both digital and fiat money.

As TLC enters circulation, it becomes the engine that transforms TuluPay from a platform into a living financial ecosystem.

Vision & Purpose

Africa’s financial systems are broken, expensive, and disconnected. TLC is built to change that.

Slash remittance costs and send money across borders instantly at a fraction of today’s fees.
Close the banking gap, give the unbanked and underserved access to digital finance.
Unify digital and fiat markets to bring informal and formal economies under one seamless system.

This isn’t about hype, it’s about building a coin people can actually use every day for real-world value. With TLC’s introduction, Africa gains a financial tool that finally works for everyone.

Key Features

Cross-Border Payments → Instant, low-fee transfers across African countries.
Governance Utility → Vote on protocol upgrades, product launches, and proposals that shape the future.
Staking & Rewards → Stake TLC to earn yields, secure liquidity, and unlock new opportunities.
Gas for Transactions → TLC fuels payments across Wallet, Switch, Gateway, and CBDC platforms.
CBDC & Stablecoin Ready → Works seamlessly with tokenized eNaira, eCedi, and TuluUSD.

Who Benefits

Individuals → Migrants, freelancers, and students saving or receiving money affordably.
Developers → Building apps and integrations powered by Tulu Chain and APIs.
Merchants & SMEs → Accepting crypto, stablecoins, or fiat through one unified token layer.
Institutions → Banks, fintechs, and PSPs bridging digital and fiat rails.
Governments & NGOs → Disbursing funds transparently with TLC at the core.

Strategic Importance

TLC is more than a coin; it’s the universal bridge token that holds the TuluPay ecosystem together.

It moves value across borders and blockchains.
It ensures governance stays community-driven.
It lowers costs and opens access to digital capital.

As TLC becomes operational, TuluPay isn’t just another platform; it evolves into Africa’s financial backbone.

Use Cases in Action

A Ghanaian freelancer gets paid in TLC by a Nigerian client and cashes out instantly via mobile money.
A Kenyan agribusiness pays local farmers in TuluUSD (backed by TLC), settling transparently across borders.
A Rwandan user stakes TLC in their wallet, earning rewards while saving in stable digital dollars.

As TLC takes center stage in the ecosystem, these everyday scenarios become reality.