TuluPay Bridges Ownership, Liquidity & Inclusion in Africa

Across Africa, trillions of dollars in value are locked in land, minerals, commodities, and small businesses, yet most of these assets remain illiquid, undervalued, or inaccessible to everyday people. TuluPay is changing that.
By leveraging Tulu Coin (TLC) and blockchain infrastructure, TuluPay is building a tokenization framework that brings these assets online securely, transparently, and in compliance with local realities.
While many platforms talk about tokenization, TuluPay builds it for Africa’s real economy. Our edge lies in:

• Interoperability with both Web2 and Web3 systems
• ZK-powered identity to ensure asset verification and secure ownership
• Integration with governments, valuers, and cooperatives
• DeFi-ready infrastructure (staking, collateralization, liquidity)
• Compliance-first architecture backed by The Hashgraph Association

Why This Matters in Africa

Most African assets are informal, illiquid, or under-collateralized. TuluPay’s tokenization model solves this by:

• Enabling smallholders and entrepreneurs to raise capital through fractional sales
• Allowing diaspora investors to buy into local businesses or real estate
• Empowering rural communities to monetize value without losing ownership
• Bringing transparency and traceability to high-value sectors like agriculture, mining, and logistics

Who Benefits

• Individuals: Unlock new wealth opportunities by fractionalizing land, cultural content, or business income. Save in asset-backed tokens, earn passive income, and build financial identity without needing a bank.
• Businesses & Cooperatives: Raise capital by tokenizing physical or intangible assets, from inventory and invoices to farmland and mining rights, while maintaining ownership and gaining access to DeFi tools.
• Diaspora Investors: Easily invest in verified, real-world African assets from abroad. Support local businesses, participate in revenue sharing, and track investments transparently via TLC-powered tokens.
• Governments & Institutions: Enable compliant asset registration, taxation, and economic inclusion through blockchain-based verification, digital identity, and valuation systems built for informal economies.
• Developers: Build tokenization platforms, investment dashboards, NFT markets, and liquidity protocols using TLC as a standard for asset-backed finance across sectors like agriculture, real estate, and entertainment.

Use Cases in Action

• A Nigerian farmer tokenizes her cocoa farm and sells 10% ownership to diaspora supporters via TLC.
• A Kenyan mining cooperative issues asset-backed tokens for rare minerals to raise working capital.
• A South African SME turns unpaid invoices into collateralized digital assets for credit access on Tulu Lend.
• A music label mints TLC-backed IP tokens for upcoming artists, enabling fans to invest early.